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Exhibit 99.1 Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results BEIJING , September 30 , 2026 / PRNewswire / -- Yiren Digital Ltd. ( NYSE : YRD ) ( " Yiren Digital " or the " Company " ) , a leading company specializing in financial technology and artificial intelligence innovation across multiple industries in China and global markets , today announced its unaudited financial results for the second quarter ended June 30 , 2026 . Second Quarter 2026 Highlights - Later - stage delinquency rates continued to improve with 31-60 day and 61-90 day delinquency rates declining to 2.0 % and 2.4 % as of June 30 , 2026 , respectively , from 2.7 % and 3.2 % as of March 31 , 2026 . - Repeat borrowers accounted for 82 % of total loans facilitated , compared with 78 % in the first quarter of 2026 and 77 % in the same period of 2025 , reflecting the Company's continued focus on serving established borrowers . - Insurance client growth remained strong , with the number of clients increasing 281 % year over year and new policies increasing 177 % year over year . - Insurance brokerage revenue increased 16 % year over year . - AI deployment continued to generate measurable efficiency gains across key operating functions , including lower human handling rates in asset recovery and higher autonomous resolution rates in customer operations . - On July 2 , 2026 , the Company's board of directors authorized a new share repurchase program of up to US $ 20.0 million over the following 12 months . Second Quarter 2026 Operational Results Credit Solution Business ● Total loans facilitated in the second quarter of 2026 were RMB6.3 billion ( US $ 0.9 billion ) , representing a decrease of 29 % compared to RMB8.9 billion in the first quarter of 2026 , and a decrease of 69 % compared to RMB20.3 billion in the same period of 2025 . • Average loan size was RMB11,610 during the second quarter of 2026 , a decrease of 3 % from RMB11,991 in the first quarter of 2026 , and an increase of 57 % from RMB7,398 in the same period of 2025 . • Number of borrowers served in the second quarter of 2026 was 424,489 , representing a decrease of 20 % compared to 531,500 in the first quarter of 2026 , and a decrease of 74 % compared to 1,637,912 in the same period of 2025 . • Repeat borrowers ' loan amount¹ accounted for 82 % of total loans facilitated in the second quarter of 2026 , compared to 78 % in the first quarter of 2026 and 77 % in the same period of 2025 . • Cumulative number of borrowers served reached 14,667,379 as of June 30 , 2026 , representing an increase of 1 % from 14,518,023 as of March 31 , 2026 , and an increase of 8 % from 13,536,838 as of June 30 , 2025 . • Outstanding balance of performing loans facilitated was RMB15.1 billion ( US $ 2.2 billion ) as of June 30 , 2026 , representing a decrease of 30 % from RMB21.6 billion as of March 31 , 2026 , and a decrease of 52 % from RMB31.2 billion as of June 30 , 2025 . 1 “ Repeat borrowers ' loan amount ” refers to the proportion of total loan facilitation and origination volume through the Yixianghua platform in a given period that is generated by borrowers who have previously completed at least one successful drawdown during that period . 1