Slides
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FINANCIAL RESULTS H1 2026 Warsaw, September 2026
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2 PART 01 Summary PART 02 Sales results and revenue perspective PART 03 Financial results PART 04 Plans of ROBYG Group PART 05 ESG PART 06 Appendices AGENDA
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Summary H1 2026 PART 01 3
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Revenues: 727 mln PLN Operating cash flow: 329 mln PLN (excl. purchases of new plots) 338 mln PLN 01. Summary H1 2026 Financial Results H1 2026 * Including amounts kept on individual escrow accounts. **Net debt = interest bearing liabilities + derivatives + guarantees granted – intercompany loans – cash and cash equivalents – amounts kept on individual escrow accounts 4 Strong cash position*: Net debt ratio: 0,22 (Net Debt** / Equity)
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01. Summary H1 2026 Units presold: app. 1 280* (net after cancellations) 5 * Incl. 286 agreements in jointly controlled projects ** Incl. 944 units under construction, which are not on offer and 1 339 units under construction for other entities within TAG Rent Poland. *** Incl. 262 units in jointly controlled projects Units on offer: app. 2 330 (out of which 6% finished goods) Developer and preliminary agreementssigned: app. 1 255* (net after cancellations) Numberof unitsrecognised in revenues: app. 620 Numberof units underconstruction: app. 6 910** Total land bank units: app. 18 030 Buildingpermitsreceived (eq. of units): app. 1 290***
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01. Summary H1 2026 * Vantage Development (incl. jointly controlled projects) and TAG Residential (directly owned by TAG) General contractor services Number of units completed as of 30.06.2026 : General contractorservices Numberof units under construction as of 30.06.2026: 6 ROBYG Group’sactivitiesfor other entitieswithin TAG Rent Poland* 443 1 339 Revenuefrom services providedto TAG Rent Poland in H1 2026: 160 mln PLN
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Area of plots [ha] Type of contracts Locations 1,2 Final Warsaw, Targowek 3,1 Final Krakow, Pradnik Bialy 0,01 Final Gdansk, Wrzeszcz 0,4 Preliminary Lodz, Srodmiescie 10,9 Preliminary Piaseczno, near Warsaw 4,3 Final/Preliminary Warsaw, Bialoleka Total: 19,8 NEW PLOTS approx. 341 mln PLN ROBYG Group – material acquisitions and financial activities Gdynia Warsaw Total expected potential for construction of ca. 137k sqm of usable area. 01. Summary H1 2026 7 Warsaw Gdańsk Kraków *Agreements marked in green were signed in 3Q 2026 New financing: 300 mln PLN FINANCIAL ACTIVITY CREDIT FACILITIES • revolving loan with the limit of PLN 50 mln • revolving loan with the limit of PLN 250 mln Łódź
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Sales results & revenue perspective PART 02 8
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9 Developer and preliminary agreements signed in H1 2026: 1 255* 1019 1113 1731 2118 2333 2957 3471 2520 2156 4308 2144 2809 1 891 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 9% 56% 22% 10% 27% -27% 2% 2 5 69 -16% 100 % -50% 31% 17% -33 % Note: The data presented on this slide include, up to 2020, the total number of signed reservation and preliminary agreements. From 2021 onwards, the presented value includes the total number of signed development and preliminary agreements. * Incl . 286 agreements in jointly controlled projects Yellow represents the planned sales level through the end of 2026. 2 50733% 02. Sales results & revenue perspective H1 2026 1 255
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02. Sales results & revenue perspective 10% POZNAN 129 UNITS 10% WARSAW 398 UNITS 31% WROC LAW 116 UNITS 9% GDANSK & GDYNIA 609 UNITS 48% 9% 48% 31% GDANSK & GDYNIA WARSAW POZNAN WROC LAW Pre-sold units in H1 2026: 1 280* * Incl. 286 agreements in jointly controlled projects. 10 2% LODZ LODZ 28 UNITS 2%
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ROBYG Group – units on offer * Incl. 658 units on offer in jointly controlled projects. . 11 Number of units on offer 1540 39 3Q 2024 Un its u n d e r construction* Un its c o m p l e t e dU n i t su n d e rc o n s t r u c t i o n U n i t sc o m p l e t e d 1719** 58 1777 4 Q 2024 1 7 1 9 1579 58 1719** 58 1949 F I N I S H E D G O O D S O N O F F E R: 6% 1 9 2 6 23 1 Q 202 5 1719** 58 1948 1 8 7 3 75 2 Q 202 5 1981 79 2060 3 Q 202 5 2 202 112 2314 4 Q 202 5 02. Sales results & revenue perspective 2 195 134 2329* H1 202 6
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ROBYG Group – revenue recognition (as at June 30th, 2026) Recognition potential of units in revenues: Units not presold and not recognized*: 2 329 Completed: 134 Under construction**: 1 727 Which construction has not started yet, but included in pre-sales process: 468 Total 2024: 2 331 of which JV projects****: 24% Units presold and not recognized***: 3 613 Completed: 645 Under construction: 2 905 Which construction has not started yet, but included in pre-sales process: 63 Number of units recognized in revenues (quarterly) 12 ***Incl. 774 units presold in jointly controlled projects. 687 412 208 1Q 2024 2Q 2024 3Q 2024 4 Q 2024 1024 185 1 Q 2025 283 2 Q 2025 332 3 Q 2025 4 Q 202 5 895 Total 2025: 1 695 of which JV projects****: 24% 02. Sales results & revenue perspective 286 1 Q 2026 335 2 Q 2026 * Incl. 658 units not presold in jointly controlled projects. **Not incl. 944 units under construction, which are not on offer. Total 2026 (H1): 621 of which JV projects****: 29% **** Includes handovers from projects fully consolidated by the ROBYG Group, as well as from jointly controlled projects accounted for using the equity method.
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Number of units to be completed in 2026-2027 and also (contracted) until June 30th 2026 13 2026 2027 Total & contracted 2026+2027 Total units Contracted Total units Contracted Total units Contracted Rytm Mokotowa, Wendy, Apartamenty Krakowska, Pas Startowy (JV Projects) – Warsaw & Gdynia & Wroclaw 606 (495) 875 (332) 1 481 (827) Modern City, Metro Life Apartamenty – Warsaw 638 (630) 212 (189) 850 (819) Sady Ursynow, Osiedle Kameralne – Warsaw 96 (89) 237 (37) 333 (126) Porto, Kobieli , Leszczynskich, Nadmotlawie, Nowa Walowa – Gdansk 431 (289) 691 (374) 1 122 (663) Szumilas, Foresteria, Rosa Residence, Lawendowe Wzgorze, Dobre Miejsce Pucka – Gdansk & Gdynia 586 (529) 615 (268) 1 201 (797) Poczatek Piatkowo, Elektrovnia Garbary – Poznan 235 (224) 228 (52) 463 (276) Lira House Apartamenty – Lodz - - 197 (41) 197 (41) 2 592 (2 256) 3 055 (1 293) 5 647 (3 549) - - +330** - 330** - 2 592 (2 256) 3 385 (1 293) 5 977 (3 549) +550* (+493) +397 - +947 (+493) Potential of handovers 3 142 (2 749) 3 782 (1 293) 6 924 (4 042) 87% 34% 58% Handovers (estimated) 2 749 (2 749) 3 182 (1 293) 5 927 (4 042) 100% 41% 68% * Units completed in prior years to be recognised. ** Units planned to be completed in 2027, which sale has not started as at 30.06.2026. 02. Sales results & revenue perspective
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Number of units to be completed in 2026 Gdańsk & Gdynia Warsaw Wrocław & Poznań 14TOTAL: 2 592 * Jointly controlled project. 02. Sales results & revenue perspective Project Total no. of units to be completed in 2026 Nadmotławie 235 Szumilas 351 Leszczyńskich 137 Rosa Residence 108 Kobieli 59 Foresteria 127 TOTAL 1 017 Project Total no. of units to be completed in 2026 Modern City 459 Rytm Mokotowa* 420 Sady Ursynów 96 Metro Life Apartamenty 179 TOTAL 1 154 Project Total no. of units to be completed in 2026 Początek Piątkowo 235 Apartamenty Krakowska* 186 TOTAL 421
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Number of units to be completed in 2027 Gdańsk & Gdynia Warsaw Wrocław & Poznań 15TOTAL: 3 385** * Jointly controlled project. ** Including 330 units planned to be completed in 2027, which sale has not started as at 30.06.2026. Project Total no. of units to be completed in 2027 Lawendowe Wzgorze 53 Nadmotlawie 212 Porto 155 Szumilas 170 Wendy* 276 Pas Startowy* 262 Nowa Walowa 324 Foresteria 265 Dobre Miejsce 127 Other** 82 TOTAL 1 926 Project Total no. of units to be completed in 2027 Metro Life Apartamenty 212 Osiedle Kameralne 237 Rytm Mokotowa 172 TOTAL 621 Project Total no. of units to be completed in 2027 Elektrovnia Garbary 228 Apartamenty Krakowska* 165 Other** 248 TOTAL 641 Project Total no. of units to be completed in 2027 Apartamenty Lira House 197 TOTAL 197 Łódź 02. Sales results & revenue perspective
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Financial results PART 03 16
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03. Financial results 17 * Includingrevaluationof investment propertiesto fair value ** Adjusted gross profit on sales is calculated as gross profit on sales for the relevant period, adjusted for capitalised finance costs and revaluation of land properties recognised in cost of sales in the same reporting period. (PLNk) H1 2026 H1 2025 Change 2025 Revenues 727 307 486 421 49,52% 1 546 114 Sales of residential and commercial units 381 051 309 459 23,13% 1 100 345 Revenues from sales to related parties 222 210 158 310 40,36% 405 104 Other revenues 124 046 18 652 565,05% 40 665 Cost of sales (602 308) (374 467) 60,84% (1 167 643) Cost of units sold (274 491) (212 019) 29,47% (754 745) Costs related to services provided to related parties (209 259) (147 998) 41,39% (381 027) Other costs (118 558) (14 450) 720,47% (31 871) Gross profit on sales 124 999 111 954 11,65% 378 471 Selling and marketing expenses (21 402) (16 136) 32,64% (36 880) Administrative expenses (35 177) (32 564) 8,02% (70 076) Other* 58 552 37 267 57,11% 139 459 Operating profit 126 972 100 521 26,31% 410 974 Finance income 9 978 11 332 (11,95%) 22 059 Finance costs (9 445) (10 912) (13,44%) (20 892) Profit before tax 127 505 100 941 26,32% 412 141 Income tax expense (23 124) (18 995) 21,74% (80 945) Net profit 104 381 81 946 27,38% 331 196 Net profit attributable to equity holders of the parent 102 529 82 158 24,79% 317 778 Gross profit margin on sales 17,2% 23,0% N/A 24,5% Margin on sales of residential and commercial units 106 560 97 440 9,36% 345 600 Adjusted margin on sales of residential and commercial units** 121 370 112 945 7,46% 414 627 Margin on sales of residential and commercial units (%) 28,0% 31,5% N/A 31,4% Adjusted margin on sales of residential and commercial units (%)** 31,9% 36,5% N/A 37,7% Net profit margin 14,4% 16,8% N/A 21,4%
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Financial condition 03. Financial results 18 (PLNk) 1H 2026 2025 Change Total assets, including: 4 865 200 4 317 708 12,68% Non-current assets, including: 1 291 534 1 208 784 6,85% Investment properties and investment properties under construction 964 664 902 635 6,87% Loans granted to related parties 120 790 117 086 3,16% Inventories 2 636 351 2 466 365 6,89% Trade and other receivables 532 904 278 349 91,45% Amounts kept on individual escrow accounts 139 120 167 942 (17,16%) Cash and cash equivalents 198 569 139 441 42,40% Equity: 2 272 315 2 096 979 8,36% Total liabilities, including: 2 592 885 2 220 729 16,76% LT interest bearing liabilities 833 571 740 457 12,58% Current interest bearing liabilities 168 794 188 322 (10,37%) Current trade and other payables 448 051 335 624 33,50% Advances received from clients 713 760 497 143 43,57%
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Statement of cash flow 03. Financial results 19 (PLNk) H1 2026 H1 2025 2025 Net cash flows from operating activities, including: (12 630) (97 569) (146 354) Expenditures for the purchase of new plots (341 432) (341 907) (408 847) Net cash flows from investing activities, including: (27 841) (233 244) (139 671) Purchase of investment properties and costs incurred in connection with them (2 618) (240 247) (180 516) Loans granted to joint ventures 0 (10 000) (10 000) Net cash flows from financing activities, including: 99 599 363 572 214 708 Proceeds from bank loans and borrowings 1 204 923 553 134 1 216 695 Proceeds from bonds issuance 0 400 000 475 000 Repayment of bank loans and borrowings (1 045 239) (631 970) (1 440 569) Repayment of bonds (88 200) (22 500) (61 800) Interest and commissions paid (in connection with SWAP transactions) (29 514) (19 780) (55 534) Net change in cash and cash equivalents 59 128 32 759 (71 317)
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DEBT - Aging Debt financing Nominal value and maturity of bank credit facilities and bonds as at June 30th 2026 (PLNm). 03. Financial results 20 <1 year 1-2 years 2-3 years Over 3 years Total BANK CREDIT FACILITIES 50 265 13 - 328 BANK CREDIT FACILITIES – Jointly Controlled Projects - 11 30 - 41 BONDS - - 475 - 475 TOTAL 50 276 518 - 844
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Leverage and collections as at June 30th 2026 Net debt ratio: ** including funds from jointly controlled projects Net Debt * / Equity = 0,22 Amount collected from clients and sold plots in H1 2026** = PLN 906 million Amount to be collected from clients** = PLN 1 593 million based on the signed agreements with clients 21 03. Financial results * Net debt = interest bearing liabilities + derivatives + guarantees granted – intercompany loans – cash and cash equivalents – amounts kept on individual escrow accounts Net debt * / (Equity + Net Debt*) = 0,18
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Plans of ROBYG Group PART 04 22
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04. Plans of ROBYG Group Strategic goals 23 Realisationof the ESG strategy Developmentof the land bank Residentialsales in 2026 at the level of approx. 2.8-3.0k units*. Progressively scale annual sales to reach a target of approx. 4.5-5k units* in the mid term Commencement of development activities in Kraków Maintainingof margins * Incl. units in jointly controlled projects.
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04. Plans of ROBYG Group * Preliminary land purchase agreements. ** Units for which presale has already begun (as at 30.06.2026) not included. On which 942 units in jointly controlled projects. Total land bank as of 30.06.2026: 18 026** units + 2 329 units on offer = 20 355 units Gdańsk&Gdynia Warsaw Kraków Poznań TOTAL**: Gdańsk & Gdynia + Warsaw + Wrocław + Poznań + Łódź + Kraków = 18 026 units 24 Łódź District Number of units % Śródmieście 182 24% Other* 585 76% TOTAL: 767 units - 4% Wrocław District Number of units % Prądnik Biały 386 100% TOTAL: 386 units - 2% District Number of units % Piątkowo 321 14% Ostrów Tumski 1 055 46% Rataje 638 28% Other* 279 12% TOTAL: 2 293 units - 13% District Number of units % Zaspa 169 5% Śródmieście (Gdańsk) 621 18% Śródmieście (Gdynia) 525 16% Kowale 420 12% Wielki Kack 488 14% Oliwa 486 14% Olszynka 238 7% Other* 456 14% TOTAL: 3 403 units - 19% District Number of units % Wilanów 580 6% Ochota 509 5% Białołęka 1 024 11% Ursus 373 4% Tarchomin 12 <1% Włochy 430 5% Targówek 352 4% Mokotów 336 3% Other* 5 630 61% TOTAL: 9 246 units - 51% District Number of units % Krzyki 248 13% Stare Miasto 295 15% Fabryczna 767 40% Other* 621 32% TOTAL: 1 931 units - 11%
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04. Plans of ROBYG Group 25 58% 36% 6% Land bank by ownership status as of 30.06.2026 Final Preliminary Conditional Preliminary 37% 16% 21% 26% Land bank by planning status as of 30.06.2026 BP in preparation BP in place BP applied Zoning in progress
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Summary H1 2026 * Including amounts kept on individual escrow accounts. Please contact us: Investor Relations ROBYG S.A. ri@robyg.com.pl (22) 419 11 00 Units pre-sold H1 2026 : 1 280 (net after cancellations) Revenues H1 2026: PLN 727 million Strong cash position H1 2026*: PLN 338 million Operating cash flow H1 2026: PLN 329 million (excl. purchase of new plots) Units on offer H1 2026: 2 329 (out of which 6% are finished goods) 26 Number of units recognized in revenues H1 2026: 621 Total land bank units H1 2026: 18 026
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ESG PART 05 Creating people and planet friendly spaces 27
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LEADERS MISSION DIRECTIONS . 1 2 3 05. ESG SUSTAINABLE BUSINESS 28 SOCIAL IMPACT ENVIRONMENTAL IMPACT “At ROBYG, our goal is to create not only buildings, but also friendly residential estates integrated with their surroundings, designed as places to live for entire communities. Our intention is to design and deliver developments in a way that takes into account the needs of our customers, existing environmental and spatial conditions, as well as the context and needs of local communities.” Oscar Kazanelson Chairman of the Supervisory Board
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ESG Area in 2025 29 Przygotowanie skonsolidowanego raportu zrównoważonego rozwoju we współpracy z TAG zgodnie z Europejskimi Standardami Raportowania Zrównoważonego Rozwoju (ESRS) Uruchomienie 2 projektów pilotażowych, których celem jest spełnienie wymogów Taksonomii UE 90% powierzchni użytkowej wszystkich zbudowanych budynków w roku 2025 ma wskaźnik EP* o 10% niższe od wymaganego (kryterium Takosnomii) Analiza cyklu życia budynku (life cycle assesment – LCA) dla budynku referencyjnego Opracowanie Planu Zarządzania Odpadami z budowy i rozbiórek oraz Planu GOZ wraz z katalogiem rozwiązań cyrkularnych Realizacja Strategii ESG na lata 2024- 2028 Dołączenie do grona członków PLGBC - Polish Green Building Council, jednej z kluczowych organizacji wspierających zrównoważone budownictwo w Polsce Model zarządzania wpływem społecznym w oparciu o Politykę Społeczną i powołany Komitetu ds. Inicjatyw Społecznych 05. ESG SOCIAL AND ENVIRONMENTAL MATTERS An EP indicator (building primary energy demand) 10% lower than required (65 kWh/m²/year) means meeting the EU Taxonomy requirement for the activity “Construction of new buildings”, confirmed by energy performance certificates for the buildings. A low EP indicator translates into lower operating costs and a lower environmental impact. Preparation of the consolidated sustainability report in cooperation with TAG, in accordance with the European Sustainability Reporting Standards (ESRS) Launch of two pilot projects aimed at meeting EU Taxonomy requirements 90% of the usable area of all buildings completed in 2025 has an EP* indicator 10% lower than required (Taxonomy criterion) Life Cycle Assessment (LCA) for a reference building Development of the Construction and Demolition Waste Management Plan and Circular Economy Plan, including a catalogue of circular solutions Implementation of the ESG Strategy for 2024–2028 Joining PLGBC – Polish Green Building Council, one of the key organisations supporting sustainable construction in Poland Social impact management model based on the Social Policy and the established Social Initiatives Committee
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30 Areas of Action Strategic Goals * Estimated values. Data refer to all projects in the company’s history, unless otherwise stated. 05. ESG – Environment ENVIRONMENTAL IMPACT 1. 100% of electricity used in ROBYG’s construction process in 2025 will come from renewable energy sources. 2. Continue reporting CO₂e emissions in Scopes 1 and 2 and extend reporting to Scope 3. 3. Expand reporting to include demolition and construction waste for new projects from 2026. 4. From 2028, 100% of new rental buildings constructed by ROBYG will be aligned with the EU Taxonomy. • Conduct and disclose Life Cycle Assessment (LCA) results for buildings starting from 2028. • Reduce buildings’ primary energy demand by at least 10% below the threshold set for nearly zero-energy building (NZEB) requirements. 5. Update and disseminate the Internal Environmental and Social Impact Standard as a formally binding standard for newly constructed ROBYG and Vantage buildings. Being aware of the environmental impacts associated with our business, we monitor selected environmental aspects and implement measures defined in our internal ESG Strategy. • Use of renewable energy sources. • Reporting greenhouse gas emissions. • Ensuring EU Taxonomy alignment for rental projects constructed by ROBYG for Vantage Development. • Internal Environmental and Social Impact Standard as a basis for applying low-emission solutions and technologies. We support the UN Sustainable Development Goals:
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31 • Health and wellbeing of employees and associates • Customer satisfaction • A developer welcomed by neighbours and communities • Education in the value chain 1. ROBYG Zero Accidents: no serious or fatal accidents on construction sites as a key goal. 2. ROBYG as a leader in equal opportunities • Zero discrimination at work • Balanced gender diversity in leadership positions • Minimising the gender pay gap 3. Being an employer that attracts, develops and retains people. • Monitoring and minimising employee turnover 4. We give more – being a developer with an affordable offer that provides a higher standard without increasing the price, while caring about customer satisfaction • Achieving more than 90% satisfied customers (NPS* > 90%) from 2024 onwards. 5. Being a developer welcomed by neighbours and local communities through the development of public infrastructure to build lasting social relations. 8 * Estimated values. Data refer to all projects in the company’s history, unless otherwise stated. Strategic Goals Areas of Action 05. ESG – Society SOCIAL IMPACT Construction actively participates in shaping new communities. This involves not only erecting new buildings, but also creating infrastructure, shaping greenery and designing spaces for recreation, integration and relaxation. Our stakeholders play an important role in this process: employees, our subcontractors’ workers, as well as customers and end-users of our residential estates. We support the UN Sustainable Development Goals:
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32 • Sustainability in management practices • Business transparency through annual reporting • Engagement in sustainability initiatives • Sustainable value chain management 1. Supporting the implementation of the UN Sustainable Development Goals. 2. Engagement in and continuation of cooperation with selected international and national initiatives related to responsible business conduct. 3. 80% of representatives of key business partners to have knowledge of human rights, OHS and the Code of Conduct by 12/2027. 4. Introducing Human Rights Due Diligence procedures in the value chain by 31 December 2027. 5. Maintaining the number of Code of Conduct breaches at 0 in 2024–2028. 6. Ensuring 100% training coverage of employees and associates in compliance. 7. Including ESG goals as assessment elements under the Remuneration Policy for the Management Board and Senior Management. 8. Conducting business transparently, including through annual sustainability reporting and reporting to the UN Global Compact. * Estimated values. Data refer to all projects in the company’s history, unless otherwise stated. Areas of Action Strategic Goals 05. ESG – Corporate Governance SUSTAINABLE BUSINESS In our business, we aim to cooperate with local suppliers and business partners, while managing the company in a way that ensures operational efficiency and maintains stable financial results. Sustainable management also means communicating about our activities clearly and transparently in our annual ESG activity summaries. We support the UN Sustainable Development Goals
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33 05. ESG ENVIRONMENTAL AND SOCIAL IMPACT INTERNAL ENVIRONMENTAL AND SOCIAL IMPACT STANDARD An audit conducted in 2025 confirmed 100% compliance of ROBYG S.A. developments with the guidelines of the Internal Environmental and Social Impact Standard. The Internal Standard contains a comprehensive catalogue of solutions and a set of guidelines related to our impact on the environment, biodiversity, energy efficiency and improving residents’ quality of life. These solutions are intended to limit negative impacts on the environment and people or to strengthen positive impacts. The Standard is currently being updated to align its assumptions with changing requirements and good practices related to managing environmental and social impacts and communicating the actions undertaken.
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At ROBYG, we are consistently developing our approach to identifying and managing the environmental and social impacts associated with our business. We use our previous actions and experience to further improve the solutions we apply, as well as the way they are implemented and monitored. We set ambitious goals and aim to be among the entities setting high standards in the industry, while maintaining flexibility and the ability to respond to changing conditions. Building the resilience of our business to regulatory, market, climate and social changes is treated as part of the organization's long-term development. 05. ESG 34
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Appendices PART 06 35
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Oscar Kazanelson Chairman of the Supervisory Board Years at ROBYG: 20+ ▪ President of the Supervisory Board Artur Ceglarz Vice President, Head of Business Dev. Years at ROBYG: 20+ ▪ CDO since 2019 ▪ CFO 2007-2019 Years at ROBYG: 11 ▪ CFO since 2021 Marta Hejak Vice President, CFO Eyal Keltsh President of the Board, CEO Years at ROBYG: 17 ▪ CEO since 2022 ▪ COO 2009-2022 06. Appendices Senior Management Team 36 Alex Goor Head of Technical Department ROBYG Construction Years at ROBYG: 20 Rafal Michalski Head of Technical Department CEO ROBYG Construction Years at ROBYG: 20 Joanna Chojecka Sales & Marketing Director in Warsaw, Łódź, Kraków and Wrocław Years at ROBYG: 13 Anna Wojciechowska Sales & Marketing Director in Gdańsk, Gdynia and Poznań Years at ROBYG: 16 Filip Cackowski Deputy CFO, CFO of ROBYG Construction Years at ROBYG: 20+ Wojciech Gruza Head of Legal Department Years at ROBYG: 15 Years at ROBYG: 5 Joanna Zając Head of Controlling and Reporting
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06. Appendices 37 67,10% 5,50% 2,20% 25,20% Ownership structure TAG Beteiligungs- und Immobilienverwaltungs GmbH European Bank for Reconstruction and Development Management Team Shares Other shareholders
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06. Appendices TAG Immobilien AG consolidated financials (EURm) Financial data Credit rating TAG Immobilien AG – investor relations: www.tag-ag.com/en/investor-relations A g e n cy S h o r t- t e r m R a t i n g L o n g- t e r m R a t i n g S t a n d ar d& Poor’s A-2 BBB , O u t l o o k S t a b l e Moody's P rim e-2 Baa 2, Outlook Stable (EURm) H1 2026 2025 2024 2023 2022 Assets 9 025,3 8 951,2 7 750,3 7 299,8 8 214,6 Equity 3 369,1 3 322,0 3 099,9 2 964,5 3 307,7 EBITDA (adjusted) rental business 132,2 247,6 238,5 236,4 233,5 EBITDA (adjusted) from sales business 23,9 85,5 76,6 100,6 80,8 EBITDA (adjusted) total 156,1 333,1 315,1 337,0 233,5 Consolidated net profit/(loss) 114,5 90,3 122,1 (410,9) 117,3 38
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06. Appendices Description of investments – under construction (1) Lawendowe Wzgorza / Stacja Nowy Gdansk City: Gdańsk District: Jasien No. of stages: 37 Stages completed: 36 Stages under construction: 1 No. of units: 3 750 units (completed: 3 697 units) Total sellable area: ca. 177.4k sqm Start of construction: Q3 2009 Planned completion date: Q3 2027 Osiedle Kameralne City: Warsaw District: Bemowo No. of stages: 7 Stages completed: 6 No. of units: ca. 856 units (completed: 619 units) Total sellable area: ca. 46.1k sqm Start of construction: Q4 2010 Planned completion date: Q4 2027 39 City Sfera City: Warsaw District: Wlochy No. of stages: 11 Stages completed: 5 No. of units:1 211 units (completed: 790 units) Total sellable area: ca. 50.8k sqm Start of construction: Q3 2018 Planned completion date: Q4 2030
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Description of investments – under construction (2) Young City 2/ Metro Life Apartamenty City: Warsaw District: Bemowo No. of stages: 4 Stages completed: 2 Stages under construction: 2 No. of units: ca. 537 units (completed: 146 units) Total sellable area: ca. 26.5k sqm Start of construction: Q3 2017 Planned completion date: Q4 2027 06. Appendices 40 Modern City City: Warsaw District: Bemowo No. of stages: 9 Stages completed: 4 Stages under construction: 5 No. of units: ca. 943 units completed: 484 units) Total sellable area: ca. 43.8k sqm Start of construction: Q4 2018 Planned completion date: Q4 2026 Osiedle Życzliwa Praga City: Warsaw District: Tarchomin No. of stages: 8 Stages completed: 7 No. of units: ca. 796 units (completed: 784 units) Total sellable area: ca. 37.9k sqm Start of construction: Q1 2019 Planned completion date: Q1 2027
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06. Appendices Description of investments – under construction (3) Nadmotlawie Apartments City: Gdańsk District: Śródmieście No. of stages: 8 Stages completed: 4 Stages under construction: 2 No. of units: 1 368 units (completed: 681 units) Total sellable area: ca. 66.5k sqm Start of construction: Q1 2019 Planned completion date: Q3 2030 41 Szumilas City: Gdańsk (Kowale) No. of stages: 9 Stages completed: 3 Stages under construction: 3 No. of units: 1 256 units (completed: 315 units) Total sellable area: ca. 60.6k sqm Start of construction: Q2 2021 Planned completion date: Q4 2030 Porto City: Gdańsk District: Nowy Port No. of stages: 6 Stages completed: 5 Stages under construction: 1 No. of units: 908 units (completed: 753 units) Total sellable area: ca. 48.5k sqm Start of construction: Q1 2021 Planned completion date: Q2 2027
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06. Appendices Description of investments – under construction (4) 42 Początek Piątkowo City: Poznań District: Piątkowo No. of stages: 8 Stages completed: 5 Stages under construction: 1 No. of units: 1 259 units (completed: 597 units) Total sellable area: ca. 61.5k sqm Start of construction: Q3 2021 Planned completion date: Q3 2029 Apartamenty Krakowska City: Wrocław District: Krzyki No. of stages: 6 Stages under construction: 2 No. of units: 1206 units (completed: 186 units) Total sellable area: ca. 64.9k sqm Start of construction: Q4 2024 Planned completion date: Q3 2031 Dobre Miejsce City: Gdynia District: Obłuże No. of stages: 1 Stages under construction: 1 No. of units: 127 units Total sellable area: ca 6.4k sqm Start of construction : Q1 2026 Planned completion date: Q4 2027
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06. Appendices Description of investments – under construction (5) Sady Ursynów City: Warsaw District: Ursynów No. of stages: 3 Stages completed: 2 Stages under construction: 1 No. of units: 342 units (completed: 247 units) Total sellable area: ca. 16.0k sqm Start of construction: Q2 2022 Planned completion date: Q3 2026 Rytm Mokotowa City: Warsaw District: Mokotow No. of stages: 4 Stages completed: 3 Stages under construction: 0 No. of units: 759 units (completed: 587 units) Total sellable area: ca. 38.8k sqm Start of construction: Q2 2024 Planned completion date: Q4 2027 Apartamenty Lira House City: Lodź District: Śródmieście No. of stages: 2 Stages under construction: 2 No. of units: 379 units Total sellable area: ca. 15.6k sqm Start of construction: Q3 2025 Planned completion date: Q2 2028 43
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06. Appendices Description of investments – under construction (6) 44 City: Gdańsk District: Brzezno No. of stages: 1 Stages under construction: 1 No. of units: 59 units Total sellable area: ca 3.5 k sqm Start of construction : Q4 2024 Planned completion date: Q3 2026 KobieliWendy City: Gdynia District: Śródmieście No. of stages: 5 Stages under construction: 3 No. of units: 801 units Total sellable area: ca. 39.2k sqm Start of construction: Q3 2024 Planned completion date: Q1 2030 Leszczyńskich 2 City: Gdańsk District: Ujeścisko No. of stages: 1 Stages under construction: 1 No. of units: 137 units Total sellable area: ca 7.2k sqm Start of construction : Q1 2025 Planned completion date: Q4 2026
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06. Appendices Description of investments – under construction (7) 45 Foresteria City: Gdynia District: Wielki Kack No. of stages: 7 Stages under construction: 3 No. of units: 881 units Total sellable area: ca. 41.6k sqm Start of construction: Q4 2024 Planned completion date: Q4 2029 Nowa Walowa City: Gdańsk District: Śródmieście No. of stages: 4 Stages under construction: 2 No. of units: 704 units Total sellable area: ca 39.1 k sqm Start of construction : Q2 2025 Planned completion date: Q2 2029 Elektrovnia Garbary City: Poznań District: Ostrów Tumski No. of stages: 12 Stages under construction: 1 No. of units: 1233 units Total sellable area: ca 77k sqm Start of construction : Q4 2025 Planned completion date: Q2 2032
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06. Appendices Description of investments – under construction (8) 46 Villa Viva City: Wrocław No. of stages: 1 Stages under construction: 1 No. of units: 132 units Total sellable area: ca 7.2 k sqm Start of construction : Q2 2026 Planned completion date: Q1 2028 Pas Startowy (Zaspa)Trzemeska City: Wrocław No. of stages: 1 Stages under construction: 1 No. of units: 295 units Total sellable area: ca 14.3 k sqm Start of construction : Q2 2026 Planned completion date: Q2 2028 City: Gdańsk No. of stages: 2 Stages under construction: 1 No. of units: 436 units Total sellable area: ca 23.2 k sqm Start of construction : Q2 2026 Planned completion date: Q2 2028
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06. Appendices Description of investments – completed (1) Szczęśliwy Dom City: Warsaw District: Ochota No. of stages: 3 No. of units: 304 units Total sellable area: 18.1k sqm Start of construction: Q4 2005 Completion date: Q2 2008 Osiedle Zdrowa Nowa Rezydencja Królowej Marysieńki City: Warsaw District: Wilanów No. of stages: 5 No. of units: 865 units Total sellable area: 57.0k sqm Start of construction: Q1 2007 Completion date: Q1 2013 City: Warsaw District: Wilanów No. of stages: 10 No. of units: 1 350 units Total sellable area: 108.7k sqm Start of construction: Q4 2001 Completion date: Q2 2014 47
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06. Appendices Description of investments – completed (2) City Apartments City: Warsaw District: Żoliborz No. of stages: 6 No. of units: 1 190 units Total sellable area: 88.0k sqm Start of construction: Q1 2008 Completion date: Q3 2015 Osiedle Królewskie Albatross Towers City: Warsaw District: Wilanów No. of stages: 6 No. of units: 640 units Total sellable area: 38.0k sqm Start of construction: Q2 2013 Completion date: Q4 2015 City: Gdańsk District: Przymorze No. of stages: 5 No. of units: 860 units Total sellable area: 42.6k sqm Start of construction: Q2 2011 Completion date: Q3 2016 48
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06. Appendices Description of investments – completed (3) Krolewski Park City: Warsaw District: Wilanow No. of stages: 6 No. of units: 528 units Total sellable area: 27.6k sqm Start of construction: Q3 2014 Completion date: Q3 2016 Park Wola Residence Modern Żoliborz City: Warsaw District: Wola No. of stages: 1 No. of units: 317 units Total sellable area: 16.9k sqm Start of construction: Q4 2014 Completion date: Q2 2016 City: Warsaw District: Żoliborz No. of stages: 1 No. of units: 138 units Total sellable area: 7.9k sqm Start of construction: Q1 2015 Completion date: Q2 2016 49
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06. Appendices Description of investments – completed (4) Young City City: Warsaw District: Bemowo No. of stages: 9 No. of units: 1 302 units Total sellable area: 65.2k sqm Start of construction: Q3 2012 Completion date: Q4 2016 Mlody Wilanow Mila Baltica City: Warsaw District: Wilanow No. of stages: 3 No. of units: 257 units Total sellable area: 12.8k sqm Start of construction: Q4 2014 Completion date: Q2 2017 City: Gdansk District: Zaspa No. of stages: 2 No. of units: 280 units Total sellable area: 14.9k sqm Start of construction: Q3 2015 Completion date: Q3 2017 50
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06. Appendices Description of investments – completed (5) Apartamenty Villa Nobile City: Warsaw District: Wilanow No. of stages: 3 No. of units: 637 units Total sellable area: 39.1k sqm Start of construction: Q1 2016 Completion date: Q4 2017 Sloneczna Morena MoreNova City: Gdansk District: Piecki-Migowo No. of stages: 22 No. of units: 1 983 units Total sellable area: 107.8k sqm Start of construction: Q4 2009 Completion date: Q4 2018 City: Gdansk District: Piecki-Migowo No. of stages: 3 No. of units: 518 units Total sellable area: 25.0k sqm Start of construction: Q2 2016 Completion date: Q2 2019 51
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06. Appendices Description of investments – completed (6) Ogrody Wilanow City: Warsaw District: Wilanow No. of stages: 3 No. of units: 221 units Total sellable area: ca. 11.8k sqm Start of construction: Q2 2018 Completion date: Q4 2019 Green Mokotow Stacja Nowy Ursus City: Warsaw District: Mokotow No. of stages: 9 No. of units: 673 units Total sellable area: ca. 42.6k sqm Start of construction: Q2 2016 Completion date: Q4 2019 City: Warsaw District: Ursus No. of stages: 5 No. of units: 1 055 units Total sellable area: ca. 51.6k sqm Start of construction: Q2 2016 Completion date: Q4 2019 52
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06. Appendices Description of investments – completed (7) Leśna Przystań City: Wroclaw District: Osobowice No. of stages: 1 No. of units: 30 units Total sellable area: ca. 3.8k sqm Start of construction: Q1 2019 Completion date: Q4 2020 Forum Wola City: Warsaw District: Wola No. of stages: 4 No. of units: 880 units Total sellable area: ca. 47.3k sqm Start of construction: Q3 2017 Completion date: Q4 2020 Praga Arte City: Warsaw District: Praga Południe No. of stages: 1 No. of units: 250 units Total sellable area: ca. 12.9k sqm Start of construction: Q3 2019 Completion date: Q4 2020 53
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06. Appendices Description of investments – completed (8) 54 Willa Nad Potokiem City: Wroclaw District: Fabryczna No. of stages: 1 No. of units: 13 units Total sellable area: ca. 0.7k sqm Start of construction: Q3 2019 Completion date: Q2 2021 City: Wroclaw District: Psie Pole No. of stages: 3 No. of units: 309 units Total sellable area: ca. 14.8k sqm Start of construction: Q1 2020 Completion date: Q4 2021 Uroczysko Zajezdnia Wrzeszcz City: Gdańsk District: Wrzeszcz No. of stages: 14 No. of units: 1 615 units Total sellable area: ca. 84.6k sqm Start of construction: Q4 2016 Completion date: Q2 2022
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06. Appendices Description of investments – completed (9) 55 Park Południe City: Gdańsk District: Łostowice No. of stages: 8 No. of units: 565 units Total sellable area: ca. 24.8k sqm Start of construction: Q2 2019 Completion date: Q4 2022 Apartamenty Królewskie City: Warsaw District: Wilanów No. of stages: 2 No. of units: 147 units Total sellable area: ca. 8.6k sqm Start of construction: Q2 2019 Completion date: Q4 2022 Więcej City: Gdańsk District: Łostowice No. of stages: 2 No. of units: 378 units Total sellable area: ca. 16.2k sqm Start of construction: Q1 2020 Completion date: Q4 2022
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06. Appendices Description of investments – completed (10) 56 Wojszyckie Alejki City: Wrocław District: Krzyki No. of stages: 2 No. of units: 210 units Total sellable area: ca. 11.1k sqm Start of construction: Q1 2020 Completion date: Q4 2022 Praga Deco City: Warsaw District: Praga Południe No. of stages: 1 No. of units: 192 units Total sellable area: ca. 9.3k sqm Start of construction: Q1 2021 Completion date: Q4 2022 Mlode Stogi City: Gdańsk District: Stogi No. of stages: 1 No. of units: 160 units Total sellable area: ca. 7.9k sqm Start of construction: Q1 2021 Completion date: Q4 2022
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06. Appendices Description of investments – completed (11) 57 Kameralna Olszówka City: Wrocław District: Krzyki No. of stages: 1 No. of units: 55 units Total sellable area: ca. 3.2k sqm Start of construction: Q2 2021 Completion date: Q4 2022 Wiśniowa Aleja City: Gdańsk District: Ujeścisko No. of stages: 2 No. of units: 200 units Total sellable area: ca. 9.6k sqm Start of construction: Q1 2022 Completion date: Q4 2023 VISTA (Myśliwska) City: Gdańsk District: Piecki-Migowo No. of stages: 1 No. of units: 87 units Total sellable area: ca. 4.4k sqm Start of construction: Q2 2022 Completion date: Q4 2023
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06. Appendices Description of investments – completed (12) 58 Dożynkowa 43 Osiedle nad Widawa City: Wrocław District: Krzyki No. of stages: 1 No. of units: 11 units Total sellable area: ca. 1.3k sqm Start of construction: Q2 2022 Completion date: Q4 2023 City: Wrocław District: Psie Pole No. of stages: 1 No. of units: 138 units Total sellable area: ca. 6.8k sqm Start of construction: Q2 2022 Completion date: Q4 2023 Sea Salt City: Gdańsk District: Zaspa No. of stages: 1 No. of units: 118 units Total sellable area: ca. 6.1k sqm Start of construction: Q4 2022 Completion date: Q2 2024
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06. Appendices Description of investments – completed (13) 59 Lagom Nowa Letnica Moment City: Gdańsk District: Ujeścisko No. of stages: 2 No. of units: 207 units Total sellable area: ca. 10.8k sqm Start of construction: Q2 2019 Completion date: Q4 2023 City: Gdańsk District: Ujeścisko No. of stages: 1 No. of units: 41 units Total sellable area: ca. 5.7k sqm Start of construction: Q3 2020 Completion date: Q4 2023 City: Gdańsk District: Letnica No. of stages: 9 No. of units: 2 197 units Total sellable area: ca. 113.8k sqm Start of construction: Q1 2017 Completion date: Q4 2023
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06. Appendices Description of investments – completed (14) 60 Mój Ursus City: Warsaw District: Ursus No. of stages: 8 No. of units: 2 293 units Total sellable area: ca. 110.7k sqm Start of construction: Q3 2019 Completion date: Q4 2024 Jutrzenki 92 City: Warsaw District: Włochy No. of stages: 1 No. of units: 142 units Total sellable area: ca. 7.0k sqm Start of construction: Q2 2023 Completion date: Q4 2024 Praga Piano City: Warsaw District: Praga Południe No. of stages: 1 No. of units: 218 units Total sellable area: ca. 10.9k sqm Start of construction: Q1 2024 Completion date: Q3 2025
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06. Appendices Description of investments – completed (15) 61 Royal Residence City: Warsaw District: Wilanów No. of stages: 7 No. of units: 1 112 units Total sellable area: ca. 62,5k sqm Start of construction: Q4 2021 Completion date: Q4 2025 Jagodno City: Wrocław District: Krzyki No. of stages: 11 No. of units: 854 units Total sellable area: ca. 48.9k sqm Start of construction: Q1 2019 Completion date: Q2 2025 Przystanek Tarnogaj City: Wrocław District: Krzyki No. of stages : 1 No. of units: 129 units Total sellable area: ca 6.4 k sqm Start of construction : Q4 2023 Completion date: Q3 2025
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06. Appendices Description of investments – completed (16) 62 Rosa Residence City: Gdańsk District: Ujeścisko No. of stages: 2 No. of units: 108 units Total sellable area: ca 5.6k sqm Start of construction : Q1 2024 Planned completion date: Q2 2026
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Disclaimer ROBYG S.A. endeavours to ensure that the information in the presentation is complete and up-to-date, however, we do not make any guarantees in this respect. ROBYG S.A. accepts no liability for the any errors and inaccuracies of this presentation. This presentation has been prepared solely for informational purposes. This document does not constitute or form part of any offer or invitation to sell or issue, or any solicitation of any offer to purchase or subscribe for any securities. The making of this presentation does not constitute any advice or recommendation regarding any securities. ROBYG S.A. does not undertake to publicly update or revise any forward looking statements that may be made herein, whether as a result of new information, future events or otherwise (except as required by law or regulation). ROBYG S.A. cannot accept responsibility for the consequences of using such information. 63