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29 September 2026 S & U PLC ( " S & U " or " the Group " ) INTERIM RESULTS FOR THE PERIOD ENDED 5 AUGUST 2026 S & U , the specialist motor and property financier , today announces its results for the period ended 5 August 2026 . Financial Highlights • Revenue : £ 57.3m ( H1 2025 : £ 51.8m ) • Profit before tax : £ 15.7m ( H1 2025 : £ 15.6m ) • • Group net receivables : £ 541.0m ( 5 August 2025 : £ 426.8m ) Group impairment charge of £ 8.2m ( H1 2025 : £ 8.1m ) Basic earnings per share : 96.8p ( H1 2025 : 95.5p ) First interim dividend announced of 36p per ordinary share ( H1 2025 : 35p ) Net Borrowings at £ 285.1m ( 5 August 2025 : £ 180.0m ) - gearing at 114 % Advantage Finance Limited Revenue : £ 44.4m ( H1 2025 : £ 39.3m ) • Profit before tax : £ 11.8m ( H1 2025 : £ 10.8m ) • • • Advances : £ 105.0m ( H1 2025 : £ 70.6m ) Net receivables : £ 341.1m ( 5 August 2025 : £ 279.1m ) Impairment charge £ 7.5m ( H1 2025 : £ 8.0m ) Live monthly repayments at 92 % of due ( H1 2025 : 90 % ) Aspen Bridging Limited Revenue : £ 12.9m ( H1 2025 : £ 12.5m ) Profit before tax : £ 4.0m ( H1 2025 : £ 5.0m ) Advances : £ 102.8m ( H1 2025 : £ 106.4m ) Net receivables : £ 199.9m ( 5 August 2025 : £ 147.8m ) Impairment charge £ 0.6m ( H1 2025 : £ 0.2m ) Collection repayments and recoveries : £ 84.5m ( H1 2025 : £ 113.0m ) Anthony Coombs , Chairman of S & U commented : " St Paul's letter to the Galatians reminds us that as we sow , so shall we reap . S & U's recent trading and results reflect our determination to make the necessary investment at the right returns to maximise our rewards in the future . However unpromising the economic and political environment in which we are apparently pre - destined to operate , S & U intends to rise above it . Current trends indicate our ability to do just that - to the benefit of our customers and shareholders . " Enquiries : S & U Plc 0121 705 7777 Anthony Coombs , Chairman Newgate Communications 020 7653 9848 Bob Huxford , Harry Handyside , Natasha Humphreys Peel Hunt LLP 020 7418 8900 Andrew Buchanan , Rob Parker Berenberg 020 3207 7800 James Felix , John Welch , Dan Gee - Summons Chairman's Statement S & U , the specialist motor and property financier , is pleased to announce its results for the period ending 5 August 2026. The rebound in trading we recently reported continues . The first half of 2026/27 has produced results which give cause for optimism at Advantage Finance , our motor finance business , and also at Aspen Bridging , particularly since that business benefited from a large unexpected recovery in H1 2025. Thus , group profit is £ 15.7m ( H1 2025 : £ 15.6m ) on revenue of £ 57.3m , up 11 % . The " rebound " is most evident at Advantage , our motor finance business , where despite the asymmetric nature of its profit recognition , profit is £ 11.8m , up 9.3 % on H1 2025 .