Earnings release
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23 February 2026 Markets Announcement Office ASX Limited LIBERTY GROUP HY26 RESULTS Financial Highlights Liberty Group (ASX:LFG) reports its financial performance for the 6 months ended 31 December 2025. 31-Dec-25 30-Jun-25 31-Dec-24 Statutory NPAT1 $76.4m $67.7m $65.6m Underlying NPATA2 $82.3m $73.6m $71.4m Financial Assets $14.8b $14.7b $14.8b Underlying cash Return on Equity3 13.8% 12.1% 12.0% Leverage Ratio (end of period) 13.7x 13.6x 13.7x 1 Net profit after tax 2 Net profit after tax and before amortisation where ‘Underlying’ means after non-recurring items (refer reconciliation between statutory and underlying in Appendix 4D) 3 Uses Underlying NPATA and average period end balances LFG reports an increase in its portfolio of financial assets to $14.8 billion and an increase in statutory NPAT to $ 76.4 million. Excluding non -recurring and non -cash items, LFG reports growth in Underlying NPATA of 12% to $82.3 million for the 6 months ended 31 December 202 5 compared to the 6 months ended 30 June 2025. Further information regarding the financial performance for the 6 months ended 31 December 2025 can be found in the Interim Report, Appendix 4D and Investor Presentation. Authorised for disclosure by the Board. For further information: Matthew Ryan Company Secretary +61 3 8635 8160 cosec@liberty.com.au About the Liberty Group Liberty Group is a leading diversified finance company in Australia and New Zealand. Its businesses include residential and commercial mortgages, motor vehicle finance, personal loans, business loans, broking services, general insurance and investments. Li berty has raised more than $ 54 billion in global capital markets. Since 1997, Liberty has helped nearly one million customers get financial.